Portfolio monitoring: signals that matter (and what to do next)

Monitoring is valuable when it leads to a decision. Define trigger thresholds (rating change, sector event, overdue trend) and pre-approved actions (limit review, term change, escalation).

Use a short list approach: focus on the top exposures, strategic suppliers, and key customers — then expand once the process is stable.

Make alerts actionable: one owner, one deadline, one documented outcome. This keeps risk management lightweight and consistent across teams.